• ROTH IRA Maximum Contribuiton for 2009

    $5,000 into a REGULAR IRA is the max for a single individual UNDER age 50 who does not participate in an employer sponsored retirement plan and still receive a tax deduction.  Add $1,000 if over age 50. Can contribute till April 15th, 2010 for 2009.  Note:  There is NO tax deduction for contributing to a ROTH IRA.  The…


  • 2009 Simple IRA Maximum Contribution

    If you participate in an Employer sponsored Simple IRA, you can put an max of $11,500 in 2009 PLUS $2,500 for being over age 50.  That total is $14,000 maximum as an employee deferral.  Additionally, the employer has some matching options.  By far we have found the most popular Employer matching option to be… the…


  • Health Insurance goes on W2 in 2011!

    There is a lot of mis-information out there about Health Insurance being taxable…….. Starting in 2011, (next year folks), your W-2 tax form sent by your employer will beincreased to show the value of whatever health insurance you are given by the company. It does not matter if that’s a private concern or governmental body…


  • Alimony can be used as Compensation for IRA purposes.. yup!

    Taxable alimony and separate maintenance payments received by an individual are treated as compensation for IRA purposes. For a summary of what compensation does and does not include, see Publication 590 – Table 1-1 on page 4. […]Read More… from Alimony can be used as Compensation for IRA purposes.. yup!


  • Compensation for IRA purposes is what exactly?

    To contribute to a traditional IRA, you must be under age 70 1/2 at the end of the tax year. You, and/or your spouse if you file a joint return, must have taxable compensation, such as wages, salaries, commissions, tips, bonuses, or net income from self–employment. Taxable alimony and separate maintenance payments received by an individual…