WHAT IS HIGH DEDUCTIBLE HEALTH PLAN Posted on November 16, 2011 (November 17, 2022) by LONYOUNG For 2011, the health plan will have a minimum annual deductible of $1,200 for single coverage and $2,400 for family coverage. The annual out-of-pocket maximum is no more than $5,950 for single coverage and $11,900 for family coverage.