{"id":430,"date":"2015-11-20T02:15:59","date_gmt":"2015-11-20T02:15:59","guid":{"rendered":"https:\/\/0c8fb60.netsolhost.com\/en\/?p=430"},"modified":"2022-11-17T02:30:37","modified_gmt":"2022-11-17T02:30:37","slug":"271-2016-2015-2014-ira-s-simples-sep-410-k-403-b-profit-share","status":"publish","type":"post","link":"https:\/\/www.usataxhelp.com\/en\/our-tax-blog-at-wwwirstaxtalkcom\/general\/271-2016-2015-2014-ira-s-simples-sep-410-k-403-b-profit-share\/","title":{"rendered":"2016, 2015 & 2014 IRA’s Simples SEP 410(k) 403(b) Profit-Share"},"content":{"rendered":"\n
 <\/th>2016<\/strong><\/td>2015<\/strong><\/td>2014<\/strong><\/td><\/tr><\/thead>
IRAs<\/strong><\/th><\/tr>
IRA Contribution Limit<\/td>$5,500<\/td>$5,500<\/td>$5,500<\/td><\/tr>
IRA Catch-Up Contributions<\/td>1,000<\/td>1,000<\/td>1,000<\/td><\/tr>
IRA AGI Deduction Phase-out Starting at<\/strong><\/th><\/tr>
Joint Return<\/td>98,000<\/td>98,000<\/td>96,000<\/td><\/tr>
Single or Head of Household<\/td>61,000<\/td>61,000<\/td>60,000<\/td><\/tr>
SEP<\/strong><\/th><\/tr>
SEP Minimum Compensation<\/td>600<\/td>600<\/td>550<\/td><\/tr>
SEP Maximum Contribution<\/td>53,000<\/td>53,000<\/td>52,000<\/td><\/tr>
SEP Maximum Compensation<\/td>265,000<\/td>265,000<\/td>260,000<\/td><\/tr>
SIMPLE Plans<\/strong><\/th><\/tr>
SIMPLE Maximum Contributions<\/td>12,500<\/td>12,500<\/td>12,000<\/td><\/tr>
Catch-up Contributions<\/td>3,000<\/td>3,000<\/td>2,500<\/td><\/tr>
401(k), 403(b), Profit-Sharing Plans, etc.<\/strong><\/th><\/tr>
Annual Compensation<\/td>265,000<\/td>265,000<\/td>260,000<\/td><\/tr>
Elective Deferrals<\/td>18,000<\/td>18,000<\/td>17,500<\/td><\/tr>
Catch-up Contributions<\/td>6,000<\/td>6,000<\/td>5,500<\/td><\/tr>
Defined Contribution Limits<\/td>53,000<\/td>53,000<\/td>52,000<\/td><\/tr>
ESOP Limits<\/td>1,070,000210,000<\/td>1,070,000210,000<\/td>1,050,000210,000<\/td><\/tr>
Other<\/strong><\/th><\/tr>
HCE Threshold<\/td>120,000<\/td>120,000<\/td>115,000<\/td><\/tr>
Defined Benefit Limits<\/td>210,000<\/td>210,000<\/td>210,000<\/td><\/tr>
Key Employee<\/td>170,000<\/td>170,000<\/td>170,000<\/td><\/tr>
457 Elective Deferrals<\/td>18,000<\/td>18,000<\/td>17,500<\/td><\/tr>
Control Employee (board member or officer)<\/td>105,000<\/td>105,000<\/td>105,000<\/td><\/tr>
Control Employee (compensation-based)<\/td>215,000<\/td>215,000<\/td>210,000<\/td><\/tr>
Taxable Wage Base<\/td>118,500<\/td>118,500<\/td>117,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Page Last Reviewed or Updated: 21-Oct-2015<\/p>\n","protected":false},"excerpt":{"rendered":"

  2016 2015 2014 IRAs IRA Contribution Limit $5,500 $5,500 $5,500 IRA Catch-Up Contributions 1,000 1,000 1,000 IRA AGI Deduction Phase-out Starting at Joint Return 98,000 98,000 96,000 Single or Head of Household 61,000 61,000 60,000 SEP SEP Minimum Compensation 600 600 550 SEP Maximum Contribution 53,000 53,000 52,000 SEP Maximum Compensation 265,000 265,000 260,000 […]<\/p>\n

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