Special hardship exemptions have to be applied for.... and when taxpayer receives an ECN (exemption certificate number) we can input that and the penalty goes away. Has to be applied for....
Here is the link.
If you have not done so, you should explore this.... some possible exemptions.......
Required care of a loved one disrupts your ability to pay living expenses
Marketplace plans are unaffordable
Experience some hardship in obtaining health insurance.
THERE ARE MORE EXEMPTIONS. Have a look.